sailboat charter insurance

Request a Free Quote (305) 254-7733

Specializing In Charter Boats and Fishing Guides

We are your Navigator when it comes to insuring your Charter, Boat Rental and Marine Tours business. We’ll help you chart the best course to affordable yet complete coverage – and then let us take the helm!

We deliver the best of both worlds.

Marine Insurance Coverage at the best price and exceptional personal service the minute your policy is in place. We want to be your trusted partner and resource.

Let us do what we do best so that YOU can do what YOU do best.

Our Team is ready to draw upon our 20+ years of insuring Charter Operations, Marine Tours and Private Vessel Owners to give you local service and global reach!

• Request a Quote

WHAT WE OFFER

Jeff Green has held a variety of sales and management roles at life insurance companies, Wall street firms, and distribution organizations over his 40-year career.  He was previously Finra 7,24,66 registered and held life insurance licenses in multiple states. He is a graduate of Stony Brook University.

Small business owners can turn a hobby into a way of life when they start a charter boat company. If you are starting a business to share your love of the open water for a profit, you should think about what kind of insurance you need to carry to keep you and your passengers safe. 

Maritime law requires charter boat businesses to meet very specific insurance coverage requirements. While you may be talented at the helm of a boat, navigating the rocky waters of maritime insurance can be a challenge.

You can use this independent agent matching tool to find the best insurance solution in your area. Provide some details about what you're looking for, and the tool will recommend the best agents for you. Any information you provide will be sent only to the agent you pick.

Save on Boat Insurance

Our independent agents shop around to find you the best coverage.

What Are Charter Boat Business Requirements?

Starting up a charter boat business requires a large initial investment and sound strategic planning. If your charter boat can carry more than six passengers, the vessel must be certified by the US Coast Guard before it can be used for business purposes. 

To operate a charter boat, you must have a captain’s license and should be certified in first aid and CPR. Finally, you will need to obtain a maritime insurance policy specifically designed for charter boat businesses.

What Does Charter Boat Insurance Cover?

The two main components of charter boat insurance coverage are:

• Protection and indemnity coverage
• Hull and machinery coverage

Protection and indemnity coverage is typically known as liability insurance . It covers any bodily injury or third-party property damage that you may cause while operating your boat. 

It also provides coverage for legal fees and court costs if your business should be sued due to an accident or injury. The main purpose of this insurance is to protect your business from financial ruin if you are sued.

Hull and machinery coverage compensates you for damage to the vessel, including the engine, navigation equipment, deck machinery and electronics. It applies when your boat sustains loss or damage after a collision, fire, theft, vandalism or a destructive weather event. 

You can elect named-risk or all-risk coverage. The purpose of this coverage is to ensure that you can repair or replace your boat when necessary, and thus can continue your business operation.

How Much Charter Boat Insurance Do I Need?

Because you have invested a large sum of money in your charter boat business, make sure your investment is suitably covered by an inclusive insurance policy. Be sure to completely assess your risks and coverage needs when shopping around for your policy.

When it comes to liability coverage , most insurance professionals agree that purchasing as much coverage as possible is advisable. In today’s litigious society, an injury lawsuit can prove to be expensive enough to hurt your business. 

Having high liability limits will ensure that you have enough coverage if one or more people are injured in an accident. You can also consider an umbrella liability insurance policy to further raise your liability coverage. Check with your agent to see which option is the best for your needs and risks.

What Charter Boat Insurance Coverage Options Do I Have?

There are many different kinds of charter boat businesses, like companies that provide scenic tours and fishing excursions. Likewise, there are many variations in insurance needs and coverage types.

When discussing charter boat insurance coverage and options, you may come across unfamiliar industry terms. A general understanding of these terms can help you discuss policy options with an insurance agent. Here are a few phrases commonly used in the industry:

• Full-time charter coverage: This type of commercial insurance coverage allows for year-round coverage, including day trips and extended charters.
• Part-time charter coverage: This is a modification of a personal pleasure craft insurance policy that allows owners of yachts to use their boats commercially as charter boats for a set number of days a year. Most policies allow for 10 to 20 days of coverage per year.
• Jones Act/paid crew coverage: The Jones Act, also known as the Merchant Marine Act of 1920, requires every member of the crew to be individually covered for liability if they sustain an injury while on board. Some insurance companies require the names of all crew members aboard each vessel before it departs. This can make things tricky when it comes to last-minute hires or pick-up crews.
• Bareboat charter coverage: This is a special type of boat rental insurance coverage that you will need if another person operates your boat and you are not on board. Anyone chartering your boat must sign a statement absolving your business from liability in the event of an accident or injury. Bareboat coverage policies will usually limit the number of people that can be aboard the boat during the charter run.
• Six-pack charter coverage: This is full-time commercial charter boat coverage designed specifically for boats carrying no more than six people at a time. These boats are not required to be US Coast Guard certified.
• Shore excursion coverage: This is an option that can be added to your protection and indemnity insurance to provide liability coverage for your customers before and after they step onto the boat. Without this additional coverage, you would not have liability protection if a customer were to slip and fall immediately after exiting the vessel, unless it was covered under your business insurance plan.

Is Charter Boat Insurance Expensive?

The cost of insuring one or more charter boats can be high. However, the coverage is necessary, not only because it is required by law, but because without it, a single accident could potentially bankrupt your business. 

Because your insurance policy will be one of your business’s main expenses, it is important that you choose your carrier and policy options carefully.

The Policy Has to Match the User

Your charter boat business will have unique coverage needs based on the boat (or boats) you are insuring, the number of employees you have, the services you are providing to your customers, and the risks you may face due to operating a business on the water. 

You will therefore need a specialized charter boat insurance policy that is suitable for your particular business model.

Use this independent agent matching tool to find the best insurance plan in your area. Provide some details about what you’re looking for, and this technology will recommend the best agents for your needs. Any information you provide will be sent only to the agents you pick.

Top 4 Yacht Charter Insurances for Skippers

Protect yourself and your crew from financial and legal risks during boat rentals, what are the most crucial risks a charter skipper should insure against, which are the typical yacht charter insurance packages, which insurance companies offer what type of packages for bareboat yacht charter, here is a summary of the packages of yacht charter insurance providers:.

Book your charter boat insurance online!

FAQ: Frequently asked questions regarding watercraft rental insurances

What is the difference between deposit insurance and skipper liability insurance, what is the typical duration of these insurance policies, what is a secured payment certificate, what is skipper liability insurance, what does deposit insurance cover, how does travel cancellation insurance work, what is charter price contingency insurance, who needs professional skipper liability insurance, what is a third-party liability insurance, how much does skipper liability insurance cost, are there any deductibles for deposit insurance, what factors affect the cost of travel cancellation insurance, can i get coverage for regattas with skipper liability insurance, what happens if my yacht is damaged during the charter, can i get insurance for my crew members, are there any exclusions in these insurance packages, can i cancel my insurance policy if my trip gets canceled, do these insurances cover international charters, is there a difference between personal and professional skipper insurance, how do i file a claim if needed, are there any additional benefits with these insurance packages, how do i choose the right insurance package for my needs.

Sailing Yacht Charter

If you have questions about any boat types or yacht charter destinations don´t hesitate to click on the button below. Fill out the search form and our experts will get back to you immediately. We will prepare you the most competitive quote.

• View all Business Insurance Products
• View all Business Insurance Industries
• View all Personal Insurance Products
• Our Services
• View all Financial Services
• Popular Products
• Popular Resources

Partnerships

Corporate Development

For Customers

Contact Customer Service

What Risks Can a Commercial Package Policy Protect My Business From?

5 Tips For Filing A Claim For Property Damages

How Much Home Insurance Is Enough?

Should I Put My Investment Property in a Trust or LLC?

Charter Marine Insurance

If you earn a living via charters, tours, rentals, watersports, or leisure sports, you need to protect your vested interests - your business and your vessels. All of these operations come with a high degree of responsibility and require a large investment on your part. Whether you are seeking boat charter insurance, yacht charter insurance, bareboat charter insurance, or any other type of charter marine insurance, our professionals can help.

We will make sure you are protected from watercraft damage or loss, customer lawsuits, shoreside losses, emergency haul-out expenses, workers' comp claims, and much more. It will be smooth sailing with a quality boat charter insurance program that fits your business and budget. 

Thank you for your request.

An expert will reach out to you within the next 24 hours.

Charter Marine Insurance Protects: 

• Bareboat or demise charters
• Captain/crewed charters 
• Dive boat and tour operators 
• Daily rental and PWC rental operators
• Commercial watersports operators 
• Leisure sports operators 
• Delivery skippers, crews or captains 

Protect yourself from: 

• Watercraft damage, loss, or theft
• Personal property damage or loss
• Store and shoreside stock and equipment losses 
• Hurricane and emergency haul-out expenses 
• Emergency accommodation, towing assistance, and gas delivery 
• Third-party actions brought against you or your vessel 
• Negligence and mistakes leading to lawsuits and damages 
• Loss of income due to business interruption 
• Bodily injury and property damage to others 
• Medical payments 
• Marina liability 
• Mechanical breakdown 
• Environmental or pollution exposures 
• Workers' comp claims from captains and crew  

What is charter marine insurance?

Charter marine insurance—commonly referred to as boat charter insurance, yacht charter insurance, and bareboat charter insurance—is coverage that protects marine businesses such as charters, tours, rentals, watersports, and leisure sports. A quality boat charter insurance policy will cover things like watercraft damage or loss, customer lawsuits, shoreside losses, emergency haul-out expenses, workers’ comp claims, and much more. Speak with an insurance agent that specializes in boat charter insurance, yacht charter insurance, bareboat charter insurance, or commercial marine insurance to get a quote.

Who should buy boat charter insurance, yacht charter insurance, or bareboat charter insurance?

Any business that focuses on boat or yacht charters, tours, or rentals would benefit from having boat charter insurance, yacht charter insurance, or bareboat charter insurance. This coverage protects you from physical damage or loss of your vessels, store and shoreside stock and equipment losses, personal property damage, emergency haul-out expenses, and much more. Discuss your options with an insurance agent that specializes in boat charter insurance, yacht charter insurance, or bareboat charter insurance to get a quote.

What type of boats and watercrafts are covered by boat charter insurance?

Boat charter insurance policies are tailored to specific watercraft businesses. Most vessels can be covered, such as cruising boats, jetboats, motorboats, sailboats, fishing boats, pontoon boats, cabin cruisers, yachts, jet skis, WaveRunners, Sea-Doos, and submersibles. We also specialize in covering other leisure sports such as kite boarding, parasailing, hang gliding, kayak rentals, rafting, air boats, guided tours, zip lines, surf boards, and even beach chair rentals. Our team specializes in boat charter insurance, yacht charter insurance, and bareboat charter insurance. They can answer your questions and provide a quote for your unique business.

What coverages are included in a boat charter insurance policy, yacht charter insurance policy, or a bareboat charter insurance policy?

There are many different types of coverages available to the charter marine industry. Most policies for boat charter insurance, yacht charter insurance, and bareboat charter insurance provide protection against watercraft damage or loss, personal property damage or loss, store and shoreside losses, emergency haul-out expenses, lawsuits and damages from negligence, bodily injury and property damage to others, medical payments, pollution exposures, and even workers’ compensation claims from captains and crew. Depending on the focus of your business, an experienced agent that specializes in these coverages can make appropriate recommendations.

What is Lifeline Emergency Expense Reimbursement coverage?

Lifeline Emergency Expense Reimbursement coverage defrays the cost of emergency accommodation and towing expenses. Our exclusive LifeLine plan covers emergency expenses most marine policies do not cover, such as: Accommodation, airline tickets, towing and salvage charges, emergency delivery of fuel, a battery and/or jump start, and repatriation for a medical emergency. Our personal marine insurance specialists can explain this exclusive coverage in more detail.

What is “Yachthaul” haul-out expense reimbursement coverage?

Most personal marine insurance policies DO NOT cover preventative haul-out expenses, but they are covered under our exclusive YachtHaul plan. YachtHaul is coverage that helps defray the cost of emergency haul-outs. YachtHaul pays up to $10,000 for: Delivery to the yard including Skipper’s fees, lay-days, haul, block and launch, and removal and safe storage dodger, cover, sails and other equipment normally stowed on deck. Our professionals can explain this specialized coverage in more detail.

MEET YOUR INDUSTRY EXPERTS

Similar products.

Watercraft Insurance

Protection for your watercrafts and passengers

Commercial Marine Insurance

Protection for your marine business

Inland Marine Insurance

Protection for your property while in transit on land.

Haven’t found what you’re looking for.

Expert Guidance

Business Owner's Policy Insurance

260+ locations to serve you.

Commercial Umbrella Insurance

Talk with an expert call today.

• Charterboat Insurance
• Insurance Glossary
• Marine Links

We Specialize in Charter Insurance for Boats, Marine Vessels and Yachts

Charter boat insurance specialties.

U.S. and World Wide Coverage

Competitive pricing.

The Essential Guide to Yacht Charter Insurance

• by yachtman
• September 19, 2023 June 22, 2024

Yacht charter insurance is a must-have for any yacht owner! Get all the info you need to know with this guide . Understand the basics. Whether you own a boat or are chartering one, insurance coverage is a must to protect your investment and give you peace of mind. This guide dives into the different aspects of yacht charter insurance, like what it covers and why it’s important . Plus, unique details like liability coverage, weather protection, and coverage for personal belongings . Don’t miss out on the chance to protect yourself and your investment. Get comprehensive yacht charter insurance and sail with confidence. Accidents can happen. Without proper coverage, you could face big losses . Don’t let fear stop you from enjoying yachting. Get insurance to sail worry-free.

Understanding Yacht Charter Insurance

To understand yacht charter insurance, navigate through the sub-sections: What is yacht charter insurance? Discover its importance as we explore the benefits it provides.

What is yacht charter insurance?

Yacht charter insurance is essential for yacht owners and companies. It gives coverage for risks and liabilities that may come up during a charter. Hull and machinery coverage guards against physical damage to the yacht from accidents or storms. Liability coverage protects against claims from others, like their injury or property damage. Crew liability coverage also ensures protection for crew members if they get hurt working on the yacht.

It’s possible to customize yacht charter insurance policies depending on the yacht size, value, cruising spots, and possible risks. An experienced marine insurance broker can help decide the ideal coverage. 95% of private yachts offered for charter have comprehensive yacht charter insurance . So, it’s necessary and common in the industry to get proper insurance coverage.

Why is yacht charter insurance important?

Yacht charter insurance is essential. It safeguards you against potential risks and damages. Accidents, theft, or damage to the yacht – all covered! You won’t have to worry about the financial burden of liability claims. Plus, it allows for flexibility. Choose from various coverage options to ensure adequate protection.

To make the most of it, assess your needs and determine the level of coverage. Review the terms and conditions before making a decision. Get help from an agent or broker if needed. Lastly, take preventative measures for safety. This will demonstrate responsible behavior to insurers. Enjoy your charter with peace of mind!

Types of Yacht Charter Insurance

To ensure the safety and protection of your yacht charter experience, understanding the types of yacht charter insurance is essential. Explore the solutions offered by liability insurance, hull insurance, and personal accident insurance. Each sub-section will provide valuable insights into their respective coverage and benefits.

Liability insurance

Check out this table summarizing the main points of liability insurance :

Plus, you may find other provisions in the policy, such as salvage and wreckage removal, collision liability, and terrorism coverage. So, it’s essential to evaluate individual needs before buying insurance.

This all came to the forefront after a devastating yacht charter accident that left property damage and injuries. It showed the importance of having the right cover to protect the owner and charterers from such unpredictable events. Ever since, liability insurance has become an essential part of yacht charters around the globe .

Hull insurance

Hull insurance is important to safeguard your yacht. Here are the key aspects to know:

Coverage: It covers damages or losses to the vessel, machinery and equipment, plus personal property onboard.

Perils: Fire, storms, theft, vandalism, natural disasters like earthquakes – all covered.

Agreed value: In case of a total loss, the insured amount will be paid out without deductions.

Deductibles: Policyholders must pay a deductible before receiving any reimbursement for their claims. Size varies.

Claims process: Evidence and incident details must be provided. Report any incident promptly.

Let’s take a real-life example to show the importance of hull insurance. In July 2020, a yacht was damaged by rough weather. The hull and machinery were damaged. The owner had an extensive insurance policy so all repair costs were covered. Unexpected events can happen at any time, so comprehensive insurance is key.

Personal accident insurance

Personal accident insurance offers financial protection in the event of accidental bodily injury or death for the insured person and crew members/guests. It may cover medical expenses such as hospital stays, surgeries, medication, and rehabilitation costs. In addition, a benefit is offered in case of permanent total disability or loss of limbs.

It’s important to note that coverage may vary according to the specific policy terms and conditions. Thus, it is crucial to review the policy details before deciding.

To illustrate the importance of personal accident insurance, consider a true story. A passenger fell overboard on a yacht charter and was injured. Thanks to their personal accident insurance, medical attention was received without worrying about bills. This shows the essentiality of having suitable personal accident insurance while chartering yachts.

Choosing the Right Yacht Charter Insurance

To ensure you select the perfect yacht charter insurance, equip yourself with the following essential knowledge. Assess your needs, consider coverage options, and research insurance providers. These steps will guide you towards making an informed decision, safeguarding your yacht charter experience from potential risks.

Assessing your needs

Before anything else, understand the size and type of yacht you’re chartering. Insurance needs differ according to yacht specs and value. Also think about where you’re cruising and how you’ll use the yacht. This will help you choose the best coverage.

Evaluate how long you’re chartering for too. Short-term or long-term, having the right insurance is key to protect against unexpected events or damage.

Inspect your personal belongings on board. Electronics, jewelry, artwork, special equipment – these may need extra coverage or higher limits.

Take this true story as an example. A couple chartered a sailboat without carefully assessing their insurance. Then they encountered a storm and the vessel and personal belongings were damaged. Without insurance, they had to pay for all repairs, leading to stress and serious financial burden.

So, assess your needs when picking yacht charter insurance. Look at yacht specs, cruising area, duration of charter, and the value of personal belongings. With the right coverage, you can sail worry-free and enjoy a safe journey on the open seas.

Considering coverage options

It’s essential to examine coverage options before choosing yacht charter insurance. That way you’re sure to have protection against any risks and liabilities.

Take a closer look at the coverage options:

• Liability Insurance : Covers third-party bodily injury and property damage claims.
• Hull Insurance : Protects the yacht from physical damage.
• Medical Insurance : Covers medical costs for injuries on the yacht.
• Personal Property Coverage : Covers loss or damage to personal belongings onboard.

These coverage options ensure your investment is secure and you have peace of mind on your yacht charter.

Plus, you can customize your policy to fit your needs. For example, include coverage for water sports equipment or increase liability protection.

Pro Tip: Review the terms, exclusions, deductibles and premium rates. Make sure they fit your budget and meet your requirements.

Researching insurance providers

Creating a table with key information can help to compare insurance providers. Columns should include the name of the insurer, types of coverage, premiums and deductibles, and any benefits or services. This makes comparison easier.

When researching, consider unique details. Some companies may specialize in yacht charter insurance. Others may offer extra services such as 24/7 assistance or personalized support.

Get suggestions from those with experience in the yachting industry. Recommendations from others, plus online reviews and testimonials, provide valuable insights.

These suggestions give more perspectives and experiences to consider. Tap into the collective wisdom of those who have already navigated similar decisions. Incorporate these into research to gather comprehensive info and make a well-informed choice for yacht charter insurance.

Applying for Yacht Charter Insurance

To simplify the process of applying for yacht charter insurance with the sub-sections of gathering necessary information, filling out the application, and reviewing and submitting the application.

Gathering necessary information

Gathering the essential info for yacht charter insurance is vital for a seamless experience. Here’s a list of details to collect before applying:

Besides, it’s important to provide exact paperwork such as registration papers, surveys, maintenance records, and safety equipment inventory. These details help insurers assess the risk attached to your yacht and decide the right coverage.

Interestingly, gathering information for yacht charter insurance has changed. In the past, it was a lengthy process with paper forms and long correspondence. However, with the tech development and digitalization of insurance processes, it has become much simpler and hassle-free.

Filling out the application

Fill in your full name, contact info & address. Mention any boating experience or certifications.

Specify yacht make, model & year. State any modifications or extra equipment.

Outline how you will use the yacht. E.g. pleasure or commercial & if you will hire crew.

Choose coverage needed, e.g. hull damage, liability & theft insurance. Consider extra options like emergency assistance & medical coverage.

Be honest about past claims & attach documents to support your application.

Accuracy is key for comprehensive coverage.

Sail a chartered yacht in the Mediterranean & enjoy the sunset breeze. Indulge in gourmet cuisine prepared by onboard chef. An unforgettable vacation experience – with yacht charter insurance!

Reviewing and submitting the application

Always double-check the information! Carefully scan all sections of the application form, ensuring accuracy and completeness. Don’t forget to attach any necessary documents, like proofs of identification, yacht registration papers, and previous insurance details. Evaluate the coverage options provided by the insurer, including liability limits, deductibles, and additional endorsements. If you have doubts or need clarification, don’t hesitate to contact the insurer.

Before you submit, proofread the entire application for errors or inconsistencies. Then, submit the application through the designated channel. Add any specific requirements mentioned by the insurer. Maintaining professionalism while adhering to their guidelines is key. A boat owner experienced swift approval of their yacht charter insurance application within a day, showing how important it is to be meticulous!

Understanding the Policy Terms and Conditions

To better comprehend the policy terms and conditions in the essential guide to yacht charter insurance, equip yourself with an understanding of coverage limits and exclusions, deductibles and premiums, as well as renewal and cancellation policies. Dive into these sub-sections to navigate the intricacies of insurance within the context of yacht charters effectively.

Coverage limits and exclusions

Let’s have a peek at coverage limits and exclusions in a table format:

It’s vital to understand that these are just typical examples. Each insurance policy is distinct and you’ll need to examine your policy docs for precise info on these matters.

Apart from the table, there are other points to consider. Check if there are any sub-limits in each category. These sub-limits may limit the max amount payable for particular claims.

Here are some tips to get the most out of your insurance coverage:

• Carefully go through your policy: Have a look at all the terms and conditions in your policy document. Knowing what’s covered and what’s not will help you make wise decisions and dodge any shocks when filing a claim.
• Talk to your insurance provider: If you have any queries or need any changes, talk to your insurance provider for guidance. They can provide valuable advice and suggest other options if required.
• Look into extra endorsements: Based on your needs, you may want to think about adding endorsements or riders to increase your coverage. These extra provisions can give extra protection beyond what is generally provided in a standard policy.

By following these tips, you can make sure you get a comprehensive understanding of the coverage limits and exclusions in your insurance policy. Keep in mind, knowledge is power when it comes to insurance, so take the time to learn the terms and conditions to make informed decisions.

Deductibles and premiums

To understand deductibles and premiums, it’s important to know how they work. A deductible is the amount you must pay out of pocket, before insurance coverage kicks in. A premium is the regular payment for insurance coverage.

Here’s an example:

If there’s a claim for $5,000 and the deductible is $500, you’d be responsible for the first $500. The premium of $100 is your regular payment for coverage.

Lower deductibles usually mean higher premiums, while higher deductibles lower premiums. So if you can pay more for claims, you can choose a higher deductible and pay lower premiums.

To make the most of deductibles and premiums:

• Check your finances: Look at emergency savings and monthly expenses before picking a deductible.
• Evaluate risk: Consider how much financial risk you can handle. If you have enough funds, a higher deductible may be better.
• Review your policy: Assess insurance needs and adjust deductibles and premiums. Changes in your life or assets may need you to change amounts.

By following these suggestions, you can pick deductibles and premiums that work for you.

Renewal and cancellation policies

Renewal and Cancellation Policies:

Renewal means extending a policy for an extra term. Cancellation is ending a policy before it expires.

It’s essential to know that usually, renewal is automated . Also, you may cancel at any time during the policy period – though fees could apply.

Fun Fact: According to Insurance Journal, most policies don’t have penalties for cancellation within 30 days.

Managing Yacht Charter Insurance

To effectively manage yacht charter insurance, keep insurance documents organized, communicate with the insurance provider, and review and update coverage as needed. This ensures smooth operations and protects your investment.

Keeping insurance documents organized

Digitize your insurance docs! Scan them and create digital copies for easy storage and access. Label the digital files into categories like vessel docs, crew info, and policy details . Backup the data often onto storage devices or cloud services, to prevent data loss. It’s also recommended to use a document management system designed for insurance . Automatic categorization and reminders for policy renewals are features of these systems.

An incident happened – a yacht owner faced damage during a storm, and due to disorganized paperwork wasn’t able to file an insurance claim in time. He had difficulty locating his policy details and faced delays in compensation. This incident shows how important it is to organize yacht charter insurance .

Communicating with the insurance provider

Talking to your insurance provider is important. For a successful process, give clear details about your yacht charter and explain the type of insurance you need.

Specify the purpose of your yacht charter. Is it for leisure, business, or personal use ? This info helps the insurer understand what type of coverage is right for you.

Give details about the length of your charter and any restrictions. Like, if you’ll be sailing in foreign waters, or if there’s a limit on the navigation area.

It’s also wise to tell them how many passengers will be aboard. This affects the risk assessment and might affect the type of insurance, like liability insurance.

An example of how communication can help: A yacht charterer had an unexpected problem when their boat was damaged at sea. But thanks to their open communication with the insurance provider, they got quick help and a fast claims process.

Reviewing and updating coverage as needed

To guarantee protection, it’s essential to periodically review and update yacht charter insurance . Evaluate your policy’s limits and exclusions to identify any gaps. Check the yacht’s current value and make adjustments if needed. Changes in intended usage and cruising areas must be taken into consideration.

Leverage a specialized marine insurance broker for tailored recommendations. Ask about hull and machinery coverage, P&I, crew liability, passenger and crew personal accident coverages, as well as pollution liability .

Regularly review and update yacht charter insurance with help from an expert. This will guarantee the vessel is properly protected throughout its lifespan.

Yacht charter insurance is essential for a safe and successful sailing trip. Comprehending the specifics of this policy aids yacht owners in defending their investment and passengers from possible risks. For instance, Sailo.com states that yacht charter insurance usually guards against accidental damage, theft, liability claims, and medical costs for passengers . This comprehensive coverage provides assurance to yacht owners and those who rent their boats. So, before beginning your next voyage, be sure to get suitable yacht charter insurance to cruise the open seas fearlessly.

Frequently Asked Questions

FAQ 1: What is yacht charter insurance?

Yacht charter insurance is a specialized type of insurance that provides coverage for individuals or companies who rent or charter a yacht. It offers protection against various risks and liabilities that may arise during the charter period. Explore the ultimate yacht charter guide for more information.

FAQ 2: What does yacht charter insurance typically cover?

The essential guide to yacht charter booking process typically covers risks such as accidental damage to the yacht, theft or loss of personal belongings, liability for injury or damage caused to a third party, and expenses incurred due to cancellation or interruption of the charter trip.

FAQ 3: Do I need yacht charter insurance if I already have personal or boat insurance?

While personal or boat insurance may provide some coverage, it is important to check the policy details to ensure that it adequately covers the specific risks associated with yacht charters. Yacht charter insurance offers specialized coverage tailored to the unique needs of chartering a yacht.

FAQ 4: How much does yacht charter insurance cost?

The cost of yacht charter insurance depends on various factors such as the value of the yacht, the duration of the charter, the cruising area, and the coverage limits desired. It is best to obtain quotes from insurance providers to get an accurate idea of the cost.

FAQ 5: Is yacht charter insurance mandatory?

Yacht charter insurance requirements can vary depending on the charter company and the cruising area. Some companies may make it mandatory for charterers to have insurance, while others may offer it as an optional add-on. It is crucial to clarify the insurance requirements before chartering a yacht.

FAQ 6: How do I choose the right yacht charter insurance?

To choose the right yacht charter insurance, consider factors such as the coverage provided, the reputation and financial stability of the insurance provider, any additional services or benefits offered, and the price. It is advisable to compare multiple insurance options and read reviews before making a decision. For more information, check out Yacht Charter Regulations guide .

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Save my name, email, and website in this browser for the next time I comment.

Your Sailing Yacht Insurance Specialist

You require expertise and experience in your sailing yacht insurance specialist, and for over three decades w.r. hodgens marine insurance has delivered. se habla espanol, sailing yacht insurance, our background and knowledge make navigating to the correct sailing yacht insurance coverage for private yachts, charter or bareboat, catamarans, or fleet operations simple and clear, with proven results and satisfied customers. your sailboat investment needs protection, and the critical peace of mind. w.r. hodgens marine insurance brings through personalized and comprehensive underwriting experience helps smooth out every passage. we have programs for all sailing yachts and our sailboat insurance coverage extends worldwide, from the usa, bahamas, cuba, and caribbean through the panama canal, pacific ocean, and the mediterrranean and all other areas..

• Worldwide navigation limits
• Agreed value
• Personal Effects
• Uninsured boater insurance
• Paid crew, charters
• Pollution liability yacht insurance
• We insure all top builders
• Towing, underway assistance

The sailing yacht lifestyle you've earned deserves an insurance specialist dedicated to preserving both that lifestyle and your substantial investment. W.R. Hodgens Marine Insurance brings that commitment along with the sailing and insurance expertise to keep you underway, on course, and secure anywhere your sailing yacht takes you. Contact W.R. Hodgens Marine Insurance for all your yacht insurance needs.

Sailing yacht quote.

Get fast quotes from AAA Underwriters.

Peace of Mind

Get peace of mind today.

Charter Insurance

Charter Insurance for single yacht or fleet needs.

Sample Yacht Insurance Builders

We have listed here a sampling of only some of the sailing yacht builders we insure. sailing yacht insurance has coverage for all quality sail yachts. contact us with your sail yacht information for an insurance quote now..

Abeking and Rassmussen Adrina Alubat Alliaura Marine Antares Yachts Azzura Cabo Rico Class Yacht CNB Superyacht Comar Contest Yachts Cookson DK Yachts Delfine Denchomarine Derecktor Elan Marine Fantasi Yachts Finngulf Goetz Grand Soleil Latini Marine Lerouge Yachts Marten Maxi Yachts McMullen and Wing Morris Yachts Murtic Yachts Newport Nordia Passport Pendennis Perini Navi Reichelpugh Rivolta Royal Huisman Sangermani Santa Cruz Seawind Cats Sparkman and Stephens

Alden Allied Amel Angleman Arcona Baltic Bavaria Bayana Beneteau Bruce Roberts C and C Cal Cantiere del pardo Grand Soleil Catalina CCYD Cheoy Lee Damstra Dean Dehler Delphia Deutsche Werke Dufour Duwamish Erickson Fisher Fountaine Pajot Freedom Freeport Fuji Gib Sea Gulfstar Hanse Yachts Hallberg Rassy Kelly Herreshoff Hinckley Hunter Hylas Kanter

Island Packet Islander Jenneau Jomeri Jongert Lagoon Littleharbor Maio Manta Marten Moody Morgan Nauticat Nautor Niad Pacific Seacraft Pearson Privilege Sabre Saga Saturna Schock Seawind Skookum Southern Ocean Spencer Swan Tartan Tayana Trintella Tripp Design Valiant Vismara Vitters Westsail Warwick Wyliecat X-Yachts

Sailing Yacht Insurance Made Simple

Fill out the Sailing Yacht Insurance Quote Form to get started. Or call us at 954-523-6867 and we will be happy to help you.

TechBullion

Understanding the different types of charter sailboat insurance policies.

If you’re a charter sailboat owner, then you know the freedom and joy that comes with setting sail on open waters.

However, with this adventure comes the responsibility of protecting your vessel and business. That’s where understanding the intricacies of charter sailboat insurance policies becomes crucial.

This guide will take you through the various types of marine insurance policies available. This is whether you’re a seasoned sailor or new to yacht chartering.

Hull and Machinery Insurance

Hull and Machinery (H&M) Insurance is the most basic form of marine insurance for charter sailboats. It covers damage or loss to the vessel’s:

This policy typically includes coverage for collision with other boats or objects. It may also include:

The same goes for weather-related incidents such as lightning strikes or hurricanes. Note that H&M insurance does not cover liability for injuries or damages caused to third parties. For that, you would need a separate liability policy.

It’s essential to carefully review your H&M policy. That way, you can ensure it covers all potential risks for your particular type of charter sailing operation. Just like any homeowner’s insurance, charter insurance like this Boat Insurance by HHI Insurance can be customized to fit your specific needs.

Protection and Indemnity (P&I) Insurance

P&I insurance protects you against legal liabilities, financial losses, and physical damages to third parties caused by your charter sailboat. This policy covers a wide range of incidents such as:

• personal injuries
• property damage
• wreck removal costs

It also includes coverage for legal defense fees in case of lawsuits brought against you. P&I insurance is typically mandatory for commercial vessels. They may be required by port authorities or charter companies before allowing you to operate.

Loss of Charter Hire Insurance

Loss of Charter Hire (LCH) insurance is a specialized policy designed specifically for charter sailboats. It covers the loss of income as a result of an unforeseen event that renders your vessel incapable of operating.

This could include damages due to accidents or mechanical breakdowns. It also includes loss of charter business due to bad weather or natural disasters.

Having LCH insurance can provide peace of mind. This comes by knowing that you will still receive income even if your boat is out of commission for some time.

Crew Insurance

If you have a crew working on your charter sailboat, it’s essential to consider their well-being and protection too. Crew insurance typically includes:

• coverage for medical expenses
• disability benefits
• accidental death and dismemberment

This policy also covers liability for crew members’ injuries or damages caused to third parties while on the job. Don’t forget to review your crew insurance policy regularly. Make sure it meets the requirements for your sailboat’s flag state and any local regulations.

Passenger Liability Insurance

Passenger liability insurance is crucial for charter sailboat owners who regularly take paying passengers on board. This policy protects you. This can be in case a passenger suffers an injury or damages their property while on your vessel.

It also covers legal defense fees and settlements in case of lawsuits brought against you by passengers.

Before purchasing this type of insurance, be sure to carefully consider the number of passengers you typically have on board and the level of coverage needed.

Personal Effects Insurance

Whether you’re a charter sailboat owner or a guest on board, protecting personal belongings is essential. Personal effects insurance covers loss or damage to personal items such as:

• other valuable possessions

It’s important to note that this policy may have limits and exclusions. So, be sure to review the details before purchasing it. This insurance can give you peace of mind knowing that even if your items are lost or damaged while on board, you will be compensated.

Third-Party Liability Insurance

Third-party liability insurance covers legal and financial liabilities if your charter sailboat causes damage or injury to a third party’s property or person.

This policy is particularly important for commercial vessels that operate in busy marinas or waters with high traffic. It can protect you from costly lawsuits and cover the costs of repair or replacement of damaged property.

As with any insurance policy, it’s crucial to carefully review the coverage limits and exclusions to ensure you have adequate yacht charter protection for your specific sailing operation.

Pollution Liability Insurance

Pollution liability insurance is a must for charter sailboat owners. This policy covers the costs of cleaning up any accidental spills or leaks from your vessel that may cause harm to the environment.

It can also cover legal and financial liabilities resulting from pollution incidents. With growing concerns about environmental protection, having this type of insurance is essential for responsible charter boat ownership.

War and Strikes Insurance

War and strikes insurance covers damages to your charter sailboat caused by acts of war or civil unrest.

This policy includes coverage for events such as:

• other hostile activities

It’s important to note that this type of insurance may have high premiums due to the high risk involved. However, if you plan on sailing in areas with political instability or conflict, having this coverage can provide much-needed protection and peace of mind.

Navigational Limits Insurance

Navigational limits insurance is a specialized policy that covers damages or losses to your charter sailboat while sailing outside of the traditional cruising area.

This could include coverage for extended voyages to remote locations, such as transoceanic crossings or trips through areas with difficult navigation conditions.

Before purchasing this type of affordable boat insurance, be sure to carefully review the navigational limits and any restrictions or conditions attached. It’s also essential to consider the experience and qualifications of your crew when planning trips to more challenging waters.

Learn Different Charter Sailboat Insurance Policies

Understanding the different types of charter sailboat insurance policies is crucial for protecting your vessel and business. Each policy offers coverage for specific scenarios. And, it’s essential to carefully review and evaluate your needs before making a decision.

Having the right insurance can provide peace of mind and allow you to fully enjoy the joys of setting sail on open waters. So take the time to understand your options and choose the policies that best suit your sailing operation.

To read more, visit our blog. We do have more!

Recommended for you

Trending Stories

Cart.com Appoints Timocin Pervane as Chief Financial Officer

Cart.com has appointed Timocin Pervane as Chief Financial Officer on Monday. Takeaway Points Cart.com...

Carter Belfort: Carving His Own Path Beyond the Shadow of The Wolf of Wall Street

Carter Belfort, the son of the infamous stockbroker and motivational speaker Jordan Belfort, has...

Dogecoin’s Whale Activity, Shiba Inu’s Burn Surge, and MoonBag’s Presale: Why MoonBag is the Best Crypto Presale to Buy Right Now

Investors are often faced with a plethora of options and predictions. As they navigate...

MEXC Welcomes PNWR Token on August 27th: $25M Investment from Electric Jet Partner

As the cryptocurrency market continues to evolve, a new token is making waves with...

Shiba Inu, Dogecoin, and MoonTaurus Q4 2024 Price Predictions: Experts Weigh In on Top Potential

With Q4 2024 on the horizon, the cryptocurrency market is increasingly focused on the...

Loft & Marlan Space Establishes the First Satellite Production Facility in the Middle East

Loft & Marlan Space has established the first satellite production company in the Middle...

Why Shiba Inu, Brett Coin, and MoonBag Are Gaining Attention: Who Leads the Best Ongoing Presales in 2024?

Finding the right investment often involves comparing different projects based on their unique features...

Taktile Names Jason Mikula as Head of Industry Strategy for Banking & Fintech

Taktile has named Jason Mikula as Head of Industry Strategy for Banking & Fintech....

The Best Portable Printer for Traveling: Phomemo Q302 Super Light Printer

The Phomemo Q302 Super Light Printer is a revolutionary tool that encapsulates the essence...

Smart Grid Engineering: Building Efficient Energy Systems for Cities

As urbanization intensifies globally, the demand for reliable and sustainable energy systems grows in...

Top 9 Best Free Cloud Mining Platforms of 2024

Cloud mining has become a popular way for individuals to earn cryptocurrency without investing...

The Latest Innovations in Ergonomic meeting Chair Technology

Our relationship with the office chair has come a long way.  Gone are the...

UKG Labs Ecosystem Expands and Adds Nine New Startups

UKG Labs Ecosystem has expanded and added nine new startups. Takeaway Points UKG Labs...

How to Get Free Laptop with EBT: Digital Access Guide

Explore this How to Get a Free Laptop with EBT Assistance In this digital...

Leveraging Big Data: 10 Ways to Maximize Returns in the U.S. Stock Market

Big data has revolutionize the U.S. stock market by giving investors the tools and...

Like Us On Facebook

Latest interview.

Luiza Iiupova reveals the secrets to becoming a successful marketing expert and running a marketing agency in the USA.

Luiza Iiupova reveals how she went from a small village in Russia to becoming a highly successful marketing expert and CEO of...

“Success is a Function of the Number of Attempts”: An Interview with Fractional CTO Illia Shkirenka

Many large businesses started as startups, but coming up with an idea, launching it, and staying on course is extremely challenging. Often,...

People And Career

Exploring the Journey of Eric Allen – Nelo Life Founder 

After dedicating himself to a career as an inner-city teacher and collegiate basketball coach, Eric Allen embarked on a journey that led...

Ultima Business Solutions Welcomes Jamie Beaumont as New CFO

Ultima Business Solutions, a leading provider of innovative technology solutions, is proud to announce a significant enhancement to its leadership team. Effective...

Pin It on Pinterest

888-462-7571

InsureTheBoat.com

Our Experience is the Difference

The premier national marine insurance agency, we are specialists in the boat insurance industry. whether your coverage is for personal watercraft or a charter boat business, we cast a wide net of options to best suit your insurance needs..

For over 30 years, we’ve provided insurance for boats, yachts, charter boats and mega yachts throughout the United States. Be it a 11ft Seadoo PWC, 45ft Sports fisherman or a 330 Custom Mega Yacht, let our 30+ years in marine insurance work for you. Experience at the Helm matters. Experience in vessel insurance matters. Let our Experience work for you!

How Experience Makes Us Better

• We are marine insurance specialists that live, breathe, and cruise boats just like you do.
• We work for you the client, and negotiate the best rates possible on your vessel.
• You get an experienced Marine Agent with direct contact via phone or email, you won’t be stuck on hold like those other insurance companies!
• When you  Request A Free Quote , we market you to all the leading companies writing marine insurance, you do not just get one quote with one company, but the 3 best quotes for your unique risk.
• We are always adding new insurance companies to complement market needs.
• Why call 4 different agents when we have all the leading boat insurers?

When you have 5 minutes,  Give Us A Try  and see how we stack up against your current policy.

A Guide to Sailboat Insurance

Imagine sailing freely on the open seas, wind in your hair and a sense of adventure in your heart. But amidst the exhilaration, don’t forget the importance of protecting your sailboat.

In this guide, we’ll show you how to navigate the world of sailboat insurance, helping you choose the right coverage, avoid common mistakes, and lower your premiums.

So set sail with confidence, knowing that your prized vessel is safeguarded against any unforeseen circumstances.

Table of Contents

Understanding Sailboat Insurance Coverage

You should consider reviewing your sailboat insurance coverage to ensure you’re adequately protected. As someone who values freedom and adventure, it’s important to understand the ins and outs of your insurance policy.

Finding affordable sailboat insurance can be a challenge, but with a few tips and tricks, you can secure the coverage you need without breaking the bank.

When searching for affordable sailboat insurance, start by comparing quotes from different providers. Look for companies that specialize in marine insurance as they may offer better rates and tailored coverage options. Additionally, consider bundling your sailboat insurance with other policies like auto or home insurance to potentially save money.

Understanding liability limits is crucial when it comes to sailboat insurance. Liability coverage protects you in case of accidents or injuries caused by your sailboat. It’s important to assess your risk exposure and choose liability limits that adequately protect your assets. While higher limits may come with a higher premium, they offer greater financial security.

Don’t forget to review the terms and conditions of your sailboat insurance policy. Look for any exclusions or limitations that may affect your coverage. It’s also a good idea to regularly reassess your insurance needs as your sailboat usage and value may change over time.

Types of Sailboat Insurance Policies

When considering sailboat insurance policies, it’s important to thoroughly compare and understand the different types available. Sailboat insurance provides essential protection for your vessel and yourself while out on the open water.

Here are some key types of sailboat insurance policies to consider:

Liability Limits: This type of insurance policy covers any damages or injuries caused to others while operating your sailboat. It’s important to carefully review the liability limits of each policy to ensure you have adequate coverage in the event of an accident.

Coverage Exclusions: It’s crucial to carefully review the coverage exclusions of each policy to understand what isn’t covered. Some common exclusions may include wear and tear, damage caused by improper maintenance, and acts of war or terrorism. Make sure you’re aware of these exclusions to avoid any surprises down the line.

Additional Coverage Options: Many sailboat insurance policies offer additional coverage options that you can choose from based on your specific needs. These options may include coverage for personal belongings on board, emergency towing services, and even coverage for racing events.

Factors to Consider When Choosing Sailboat Insurance

Considering the sailing conditions and intended use of your sailboat is crucial when choosing insurance coverage. There are several factors to consider when selecting sailboat insurance that will best suit your needs.

First, you need to take into account the sailing conditions you typically encounter. Are you sailing in calm waters or do you venture into rough seas? The type of coverage you choose should align with the risks associated with your sailing environment.

Second, think about the intended use of your sailboat. Do you use it for leisurely weekend trips, or do you participate in competitive racing? Different insurance policies offer varying levels of coverage for different uses.

To make it easier for you, here is a table summarizing the factors to consider when choosing sailboat insurance:

Navigating Liability Coverage for Sailboat Owners

There are several key factors to understand and navigate when it comes to liability coverage for sailboat owners, such as the amount of coverage needed and the potential risks involved. It’s important to have a clear understanding of liability limits and how they can protect you in the event of an accident.

Here are some points to consider:

Liability Limits : Determine the appropriate liability limit for your sailboat insurance policy. Higher limits provide more coverage in case of accidents or damages caused by your sailboat. It’s crucial to assess your personal risk tolerance and the potential costs associated with liability claims.

Coverage Exclusions : Familiarize yourself with the coverage exclusions in your policy. These are specific situations or events that may not be covered by your insurance. Understanding the exclusions can help you make informed decisions and potentially avoid costly surprises in the future.

Special Considerations : Take into account any special considerations related to your sailboat. For example, if you plan to charter your boat or participate in races, you may need additional coverage. Discuss these factors with your insurance provider to ensure you have the appropriate coverage for your specific needs.

Protecting Your Sailboat Against Physical Damage

To protect your sailboat against physical damage, it’s important to have insurance coverage that includes accidents and the cost of repairs.

Accidents can happen unexpectedly, whether it’s a collision with another boat or damage caused by severe weather conditions.

Coverage for Accidents

You should definitely check if your sailboat insurance policy includes coverage for accidents caused by collisions with other vessels. Accidents can happen, and the cost of repairs can add up quickly. It’s important to have the proper coverage in place to protect yourself and your investment.

Here are a few common accidents that could occur while sailing:

Collisions with other vessels: Accidents happen, and if your sailboat collides with another boat, it can result in significant damage. Make sure your insurance policy covers this type of accident.

Groundings: Running aground is a common occurrence for sailors, especially in shallow waters. If your sailboat gets stuck on a sandbar or hits a submerged object, it can cause damage to the hull and other parts of the boat.

Storm damage: Severe weather conditions can cause significant damage to your sailboat. High winds, heavy rain, and rough seas can lead to costly repairs.

Having the right insurance coverage can give you peace of mind and protect you from unexpected expenses. Take the time to review your policy and make sure you have the coverage you need.

Cost of Repair?

If your sailboat sustains physical damage, it is important to consider the cost of repair in order to make an informed decision about your insurance coverage. Understanding the cost of repairs will help you evaluate whether it is worth filing an insurance claim or paying out of pocket. To assist you in this process, here is a breakdown of the typical cost of repairs for common sailboat damages:

Specialized Coverage for Racing Sailboats

When it comes to racing sailboats, specialized coverage is essential.

Unlike regular sailboats, racing sailboats have unique policy considerations that need to be taken into account.

From coverage for regattas and races to higher premiums and deductibles, it’s important to understand the specific insurance needs of racing sailboats.

Racing Sailboat Coverage

Make sure your racing sailboat coverage includes specialized coverage for racing events. Racing sailboats require specific insurance coverage to protect against the unique risks involved in competitive sailboat events. Here are three important considerations to keep in mind when selecting your coverage:

Hull Insurance : This coverage will protect your sailboat from damage caused by accidents, such as collisions or grounding during a race.

Liability Insurance : In the fast-paced world of racing sailboats, accidents can happen. Liability insurance will cover any damages or injuries caused to others during a race.

Equipment Insurance : Racing sailboats often have specialized equipment that can be expensive to replace. Ensure your policy covers the cost of repairing or replacing your racing gear, such as sails, rigging, and instruments.

Unique Policy Considerations

There are three important policy considerations to keep in mind when selecting coverage for your racing sailboat.

First, make sure to thoroughly review the policy exclusions. These are the situations or events that your insurance company won’t cover. It’s important to understand these exclusions so that you can plan and prepare accordingly.

Second, pay close attention to the coverage limits. These limits determine the maximum amount that your insurance company will pay in the event of a claim. It’s crucial to assess these limits to ensure that they align with the potential risks and costs associated with racing sailboats.

Premiums and Deductibles

You should carefully consider the premiums and deductibles associated with specialized coverage for your racing sailboat. Sailboat insurance can provide peace of mind and financial protection in case of accidents or damage. To make the most informed decision, here are some key points to consider:

Premium discounts: Look for insurers that offer premium discounts for safety measures such as having a boating safety course, installing safety equipment, or having a clean claims history. These discounts can help reduce your overall insurance costs.

Choosing deductibles: Deductibles are the amount you pay out of pocket before your insurance coverage kicks in. Higher deductibles usually result in lower premiums, but it’s essential to ensure that you can comfortably cover the deductible amount in case of a claim.

Specialized coverage: Racing sailboats often require specialized coverage due to their unique risks. Make sure to evaluate the coverage options available for racing sailboats and choose a policy that adequately protects your investment.

Exploring Additional Coverage Options for Sailboat Insurance

Can you explain the benefits of adding additional coverage options to your sailboat insurance policy?

As a freedom-seeking sailor, you understand the importance of protecting your beloved sailboat from any unforeseen events. Exploring coverage limits and understanding policy exclusions are crucial steps in ensuring comprehensive protection.

By adding additional coverage options to your sailboat insurance policy, you gain peace of mind and the freedom to navigate the open waters without worry.

One of the main benefits of adding extra coverage is the ability to customize your policy to meet your specific needs. You can choose to enhance your coverage for damages caused by natural disasters, such as hurricanes or storms. This ensures that even in the face of nature’s fury, you’ll be financially protected.

Another important coverage option to consider is liability insurance. This protects you in the event that you cause damage to another person’s property or injure someone while operating your sailboat. By having this additional coverage, you can sail with confidence, knowing that you have the means to handle any potential liability claims.

Furthermore, adding coverage for personal belongings onboard your sailboat is essential. This protects your valuable possessions, such as electronics, navigation equipment, and personal belongings, from theft, loss, or damage.

Tips for Lowering Sailboat Insurance Premiums

If you maintain a good sailing record and take a boating safety course, you may qualify for lower sailboat insurance premiums. Here are some tips for reducing sailboat insurance costs and strategies for lowering sailboat insurance premiums:

Shop Around : Don’t settle for the first insurance provider you come across. Take the time to compare different policies and prices to find the best deal for you. Consider factors such as coverage limits, deductibles, and additional benefits.

Increase Deductibles : By opting for a higher deductible, you can lower your insurance premiums. Just make sure you have enough savings to cover the deductible in case of an accident.

Bundle Your Policies : Many insurance companies offer discounts when you bundle your sailboat insurance with other policies such as auto or home insurance. This can lead to significant savings on your premiums.

By following these tips and strategies, you can lower your sailboat insurance premiums and enjoy the freedom of sailing without breaking the bank.

The Claims Process for Sailboat Insurance

To expedite the claims process for sailboat insurance, make sure to promptly report any damages or accidents to your insurance provider. Time is of the essence when it comes to filing a claim, so don’t delay in notifying them about any incidents that occur. By doing so, you’ll help ensure that the claims process runs smoothly and efficiently.

When it comes to the claims process, it’s important to understand the timeline involved. Insurance companies typically have specific timeframes within which you’re required to report and file a claim. Familiarize yourself with these deadlines to avoid any potential complications or delays in receiving your settlement.

In addition to reporting the incident promptly, it’s crucial to gather all necessary documentation to support your claim. This may include photographs of the damage, estimates for repairs, and any relevant police or incident reports. By providing thorough documentation, you can help expedite the claims process and increase the likelihood of a favorable outcome.

Common Mistakes to Avoid When Insuring Your Sailboat

You should always carefully review your sailboat insurance policy to avoid common mistakes that could leave you underinsured in the event of an accident. Sailboat insurance is essential to protect your investment and ensure your peace of mind while out on the open water.

Here are some common mistakes to avoid:

Not understanding liability requirements : It’s crucial to familiarize yourself with the liability requirements set by your state or marina. Failure to comply with these requirements could result in legal consequences and financial burden in case of an accident.

Ignoring coverage limits : Many sailors make the mistake of overlooking the coverage limits in their policy. It’s important to know the maximum amount your insurance company will pay in the event of a claim. If your coverage limit is too low, you may end up having to pay out-of-pocket for damages or injuries.

Neglecting to update your policy : As your sailboat ages or you make modifications, it’s essential to update your insurance policy accordingly. Failing to do so may result in inadequate coverage or even denial of a claim.

By reviewing your sailboat insurance policy, understanding liability requirements, paying attention to coverage limits, and keeping your policy up to date, you can ensure that you have the right coverage in place to protect yourself, your sailboat, and your freedom on the water.

Stay safe and enjoy your adventures worry-free!

Expert Advice on Choosing the Best Sailboat Insurance Policy

When comparing sailboat insurance policies, it’s important to consult with experts who can provide guidance on finding the best coverage for your specific needs. Understanding liability and having adequate coverage for accidents are crucial aspects of sailboat insurance. You want the freedom to explore the open waters without worrying about financial burdens in case of an unfortunate incident.

To begin, liability coverage is essential because accidents can happen, even to the most experienced sailors. Imagine a scenario where your sailboat collides with another vessel, causing damage to both boats and possibly injuring individuals. Without proper liability coverage, you could be held personally responsible for the expenses, which could be financially devastating. So, make sure your policy covers liability for bodily injury and property damage.

Additionally, coverage for accidents is vital. Sailboats are susceptible to various risks, including storms, collisions, and even theft. Accidents can result in significant damage to your boat, leaving you with hefty repair or replacement costs. Having comprehensive coverage that includes accidents will ensure that you’re protected financially if the unexpected occurs.

To find the best sailboat insurance policy, consult with experts who specialize in this field. They can evaluate your needs, explain the various coverage options, and help you find a policy that provides the right protection for your sailboat adventures. Remember, the freedom to sail without worry comes from having the right insurance coverage.

Frequently Asked Questions

Can i insure my sailboat if it is older or in need of repairs.

Yes, you can insure your older sailboat or one that needs repairs. Sailboat insurance providers understand that boats age and require maintenance. They offer coverage options to protect your investment and give you peace of mind.

What Is the Difference Between Agreed Value and Actual Cash Value in Sailboat Insurance?

When it comes to sailboat insurance, understanding the difference between agreed value and actual cash value is crucial. Agreed value ensures you’ll be compensated for the agreed upon value, while actual cash value takes depreciation into account.

Are There Any Discounts Available for Sailboat Insurance if I Have Completed a Boating Safety Course?

Yes, completing a boating safety course can make you eligible for discounts on sailboat insurance. Not only will you save money, but you’ll also gain valuable knowledge that will benefit you on the water.

Does Sailboat Insurance Cover Me if I Sail in International Waters?

Does sailboat insurance cover you when sailing in international waters? You’ll be glad to know that many policies do offer coverage for international sailing, giving you the freedom to explore the open seas worry-free.

Can I Add Coverage for Personal Belongings and Equipment Stored on My Sailboat?

Yes, you can add coverage for your personal belongings and equipment stored on your sailboat. Sailboat insurance offers coverage options for personal belongings and equipment protection, giving you peace of mind while enjoying your freedom on the water.

Scott is a devoted boat enthusiast and provides invaluable insights, tips, and advice on boat insurance coverage, industry trends, and maintenance. Marine Insurance Now is the go-to resource for seasoned boat owners seeking insurance guidance and aspiring sailors embarking on nautical adventures. Scott's expertise and infectious passion make his blog a must-read for boat enthusiasts and is making waves in the boating community.

Related Posts

Boat Show Insurance: A Must for Exhibitors and Dealers

A Closer Look At Liability Boat Insurance

The Ins and Outs of Bass Boat Insurance

Affiliate Disclosure - Terms and Conditions - Privacy Policy

Competitive Marine Insurance Rates for Occasional Charters

Charter boats have special insurance requirements. Marine Underwriters Agency offers competitive rates for occasional charter coverage. Whether it be pollution coverage, hull policies, or machinery there are a lot of elements in charter boat insurance. You might have divers and crew that need to be covered, or even personal watercraft as additional needs on your charter.

When you submit a quote , one of our experienced underwriters will compare quotes from several top rated insurance companies to help keep you protected at the most competitive price. Contact us today to get a quote.

What types of Charter Boats Need Insurance?

Like most businesses, there are certain licenses and insurance coverage that are going to be necessary to effectively and legally run you business. Whether you have a sport fishing boat, an eco tourism business, a whale watching boat, or a sailboat charter boat chances are your state will require some sort of charter insurance coverage. Marine Underwriters has decades of experience in charter boat insurance and we will be happy to provide a quote.

Available Coverage

• Agreed Value Coverage
• Liability Protection
• Medical Payments
• Uninsured Boater Coverage
• Personal Property & Fishing Equipment
• Emergency Towing and Assistance
• Tender/Dinghy Coverage
• Trailer Coverage

Toll free: 800-631-2147 Local: 843-979-9000

Marine Underwriters Agency, Inc. 1903 Bridge Street St. Matthews, SC 29135

Office Hours Monday - Friday 9 a.m. to 5 p.m. Eastern Time

Get a Quote Today

Call us at 1-800-631-2147 to speak directly with a yacht insurance specialist. Or complete our online and one of our insurance experts will get back to you within 24 business hours.

Start My Quote

© 2024 Marine Underwriters Boat Insurance. Privacy Policy

• Yacht Insurance
• Megayacht Insurance
• Powerboat Insurance
• Sailboat Insurance
• High-Performance Boat Insurance
• Houseboat Insurance Coverage
• Personal Watercraft/Jet Ski Insurance
• Charter Insurance
• Liveaboard Coverage
• Liability Only Insurance
• Coverage Map
• Get a Quote
• File a Claim
• Request a New Broker Kit
• Quick Quote Application for Agents
• Agents Report a Claim

Get started today

Charter Boat Insurance

An all risk commercial policy that fully protects your property, passengers and crew..

If you are the owner of a Charter Boat you have come to the right place for your Charter Boat Insurance needs. Charter Lakes has been providing Charter Boat Insurance (uninspected passenger vessels) for 34 years. Our mission is to provide our clients with the broadest coverage available at the most competitive price. We have taken that one step further with the introduction of our new Charter Boat Policy. In our humble opinion, this is the broadest Charter Policy available in the country. Regardless of your budget, we have the flexibility to tailor a policy for you that meets your coverage needs.

Charter Boat Standard Policy Provisions Include:

• Written on an Agreed Value basis
• Disappearing Deductible Clause
• Protection and Indemnity Liability Coverage
• Pollution Liability
• Passenger Medical Payments Coverage
• Personal Property/Fishing Tackle Coverage
• Towing and Emergency Assistance
• Dockside Liability Coverage
• Replacement Vessel Liability

* Please consult one of our agents for complete explanation of coverage *

Optional Coverage Features Include:

• Liability coverage for your employment of Captain(s) and Crew
• Marine General Liability (for land based property like an office or store)
• Charter Legal Liability (for your booking trips on non-owned boats)
• Excess Protection and Indemnity
• Shoreside Liability
• Additional Interests/Loss Payees/Breach of Warranty

Types of Charter Operations We Insure:

• Sport Fishing Charter Boats
• Eco and Nature Tours
• Whale Watching
• Expedition (Multi Day) Charters

Charter Lakes focusses 100% of its energies on marine insurance with a special focus on passenger vessels. We make it easy for you to purchase the broadest coverage available at the most competitive price. Let our experienced Agents go to work for you.  Fleet discounts apply.

How to Buy Charter Boat Insurance

Buying insurance for your charter boat.

Special thanks to Professor Terry Johnson, Marine Recreation and Tourism Specialist from the University of Alaska for this article. Used by permission.

If you operate a charter boat, or other small vessel carrying passengers for hire, you have special legal and liability concerns. There are requirements for operator licensing, safety equipment, drug testing, and so on. Similarly, the kinds of insurance you need are unique, in part because maritime law places extraordinary burdens of responsibility on the master of a vessel.

The vessel owner is responsible for all damages resulting from “negligence,” which has been interpreted very broadly by the courts to include any situation in which a crew-member or passenger gets hurt, other than intentional self-injury.

START YOUR QUOTE

Components of a Vessel Policy

Vessel package policies may have numerous components, but the primary two are: * Hull and Machinery , which covers the vessel and its attached parts, including engines and electronics.

Protection and Indemnity (P&I), which is a broad form of liability coverage.

Hull and machinery vessel policy coverage.

Hull and Machinery coverage is based on agreed value or actual value. Generally, agreed value is preferable because it is established at the time of the policy purchase, usually on the basis of a marine survey. Replacement value is even better, but usually too expensive, or simply unavailable.

Hull policies are either all risk or named hazards. All risk is more inclusive and is better for the vessel owner. With a named hazards policy, the owner can recover only for losses resulting from causes listed in the policy, and that list usually is pretty short. All risk policies cover losses from any cause except those listed, which normally includes only a few causes like acts of war and losses resulting from use in criminal activity.

Hull and Machinery covers not only the entire vessel in the case of collision, fire, or sinking, but also individual components like electronics, deck machinery, and engines. Even an engine with some years’ use may be covered if it suddenly breaks. Normal wear, and damage due to improper or inadequate maintenance, usually are not covered, nor is loss of revenue due to engine breakdown. Coverage of engines and other machinery varies from one company to another.

Protection and Indemnity (P&I) Vessel Policy Coverage

P&I indemnifies (pays) someone for personal injury or property damage caused by your vessel or suffered while a passenger aboard your vessel. It also pays to defend against lawsuits brought against you due to the above, and in many cases the chief function is to pay for an out-of-court settlement to prevent expensive litigation and potentially more costly damage awards.

What a plaintiff stands to gain in a lawsuit is limited by the circumstances and severity of the loss as well as the amount of the vessel owner’s assets.

Courts commonly adjust awards downward to reflect contributory negligence or the degree to which the plaintiffs’ actions contributed to his or her injury or loss.

The purpose of a Hull and Machinery policy is to get the boat back into operation as quickly as possible, and the purpose of P&I is to defend you in litigation, and to protect your assets in the event of a personal injury or damage award.

Some P&I Considerations

Coverage limit. How much P&I coverage do I need? The standard insurance industry answer is—all you can get. Or, more specifically, what is the value of your business and personal property that would be jeopardized in a major claim?

Typically, marine P&I policies provide $300,000 or $500,000. This is per incident, not per person. Ask about excess coverage, often provided by a secondary underwriter, in amounts up to one or two million dollars. (Cruise lines require charter boats that serve their passengers to carry a minimum $1 million P&I policy.) The price of excess insurance is relatively low because it is less likely to be needed. A premium increase of a few hundred dollars can double the coverage.

Pollution. P&I policies usually cover accidental discharge of pollutants, such as fuel or oil, resulting from an accident. If not standard, it should be obtainable as a rider. Pollution cleanup in a remote location can be very expensive, and the vessel owner is liable. Pollution insurance does not cover intentional discharges, nor does it pay fines.

Shore excursion. Your vessel policy covers your passengers only while onboard the vessel. As soon as they set foot ashore they are off your policy unless you have shore excursion coverage. Land management agencies like the U.S. Fish and Wildlife Service, U.S. Forest Service, and Alaska State Parks require it.

Generally shore excursion pertains only to accompanied visits to shore, not drop-offs. Coverage of unaccompanied drop-off passengers is unobtainable through marine underwriters. Operators doing unaccompanied drop-offs should require passengers to sign a services contract that spells out safety issues and contains a hold-harmless clause that absolves the operator of liability.

Divers. Vessel insurance does not cover people in the water, and most vessel underwriters will not cover sport divers, period. Some, in fact, may cancel your coverage if they learn that you are doing dive business. PADI (Professional Association of Diving Instructors) has a dive charter vessel insurance program, but it does not cover divers in the water. The only liability coverage for sport diving is written not for vessel operators, but for dive masters and instructors, although the vessel operator can be named as additional insured. Insurance protection is not available for dive charters unless the divers are under the supervision of a licensed instructor or dive master.

Crew coverage. If you have crew on your boat, they must be specifically covered in your P&I policy, and you will pay for each included individual. Do not buy crew coverage for only one crew-member, if you have more than one, on the assumption that not more than one will get hurt at a time. This can be grounds for policy cancellation.

Passenger medical payments. Good charter boat policies include passenger personal injury coverage, as a “damage control” measure. The limit is relatively low—between $500 and $10,000—but there’s no deductible, and the injured doesn’t have to sue or even file a claim. The vessel owner picks up the doctor or hospital bill, and sends the receipt to the insurer for reimbursement. This coverage protects both the operator and the underwriter against more expensive claims by aggrieved individuals, who have suffered minor injuries but go for a big settlement if they aren’t treated well.

Personal effects. Some but not all P&I policies cover personal effects (crew and passengers), and those that do may have high deductibles ($200-$500). The assumption in the insurance industry seems to be that (1) most people have homeowners policies that cover cameras, binoculars, fishing rods, clothing, etc., and (2) people who are careless enough to drop those items overboard would be too embarrassed to blame the boat operator and claim compensation. These assumptions may or may not be correct, but be sure to know what personal effects coverage is included, and decide if more is warranted. A personal effects policy is another good “damage control” measure to ensure that no one leaves the boat unhappy.

Breach of Warranty Coverage

Breach of warranty coverage is designed to protect the mortgage holder of the boat. It pays off the loan (up to the limit of the policy) even if a loss occurs when the boat is being used at a time, in a location, or for a purpose that is not covered by the policy, a condition that would otherwise void all coverage.

A Word about Assumption of Risk Forms and Liability Waivers

Assumption of risk is a form that the client reads and signs, signifying that the client understands the boat trip is an inherently dangerous activity. Some marine insurers say that the assumption of risk form may, in litigation, contribute to the perception that the operator is cautious and prudent, which may result in a final settlement lower than would otherwise be the case. The liability waiver is a form that attempts to get the client to agree not to sue if an incident occurs. Marine insurers generally agree that the liability waiver form is worthless in most cases, and most don’t require it. One exception would be a hold-harmless contract for unaccompanied shore excursions, as mentioned above.

Passenger Vessel Insurance Checklist

Picking a policy.

• Pick a U.S. domestic company, with at least an “A” rating.
• Get a Hull and Machinery policy that pays on agreed value.
• Determine whether Hull and Machinery coverage is all risk (other than specified exclusions) or named hazards. The former is more inclusive and usually a better deal.
• Check deductibles. The higher the deductible the lower the premium, but in the case of minor damage you may end up paying most or all of the claim.
• Check operating limits, and mandatory lay-up. Five months is typical.
• Try to check the underwriting company’s claims payment history with other operators.
• Remember that policy terms are flexible and negotiable.

Selecting P&I Coverage

• Assess your own exposure, and what assets you have to lose. Unless you have little in business and personal assets, go for the highest P&I available. Inquire about excess coverage. Consider $1 million minimum or more if exposure is greater.
• Get passenger personal medical on top of the full liability coverage.
• If you have inboard engines, be sure to get pollution coverage.
• If passengers will leave the boat during the trip, get shore excursion coverage.
• Don’t forget crew coverage for any employees on the boat.

Why Choose Anchor Marine

• The agents at Anchor Marine have extensive marine insurance experience, and also have experience as charter boat operators. In short we know your business and will do what it takes to get you a policy that not only suits your needs, but one that is cost effective. We are independent agent and will actively shop the market place to make sure you are getting proper coverage at the right price.

We have created a year-round marine policy with the flexibility to charter: bareboat or skippered!  Allowing you to rest easy knowing your boat has the best coverage while making you money

We've got you covered, comprehensive charter coverage.

Please complete and submit the required underwriting information and we’ll revert within 24 hours,

Without adequate insurance coverage, hosting charters to earn money with your boats can pose a significant financial risk to owners. Many boat owners do not realize that standard pleasure craft insurance policies exclude charter operations. Similarly, boat renters may not realize that their liability exposure is not automatically covered by the boat owners’ insurance. Having proper coverage ensures everyone is protected and your boat is a financial asset, not a potential liability.

Through facilities arranged via major London Market insurers, we can accommodate boat owners with comprehensive Marine Insurance, Hull & Liability (including Personal Accident and Personal Effects). This coverage is A-rated and modified to include charter operations, unlike standard pleasure craft policies.

Get A Free Quote

And unlock your boats earning potential, privacy overview.

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.

• Homeowner Quote
• All Other Quotes
• More…

• 208-746-9646 55 Southway Ave Lewiston, ID 83501
• 208-882-8544 604 S. Washington St. Moscow, ID 83843

Boat Insurance

From american insurance nw inc., quote – compare – save – customer service 24/7.

Personal insurance quotes available for residents of Idaho, Washington, Oregon, Montana, Arizona, Nevada, Utah and North Dakota only.

We offer policies for a wide variety of pleasure boats. From sailboats to powerboats, we will recommend the right boat insurance or watercraft insurance coverage for your needs.

We can help make your time on the water relaxed and worry-free! We offer comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren't worried about your safety, the safety of your passengers, or your investment.

Contact us today  to find out more information or get a quote.

Clink the link below or  contact our office online  or call us at (208) 746-9646 or (208) 882-8544 or send an email Quotes [at] am-ins [dot] com to get your watercraft or boat quote!

Get a Quote

Give us some info and we'll get quotes from multiple companies.

Insurance Partners

From our blog.

• Q & A: What boat coverage is needed? May 10, 2018
• 8 boat insurance Qs to ask May 3, 2018
• 3 boating coverage options to consider May 2, 2018

Connect Online

Explore other types of insurance.

Auto Insurance

Homeowner Insurance

Renters Insurance

Motorcycle Insurance

Helpful Boat Insurance Resources

• Boating Safety Resource Center
• Boating and Fishing Licenses
• Insurance Information Institute
• Find a Boat Safety Course
• DiscoverBoating.com

American Insurance NW Inc. is an independent insurance agency with offices in Lewiston and Moscow, Idaho.

Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance.

Recent Articles

• Summer fun, vacations and fireworks June 24, 2024
• Harsh Realities - Property Insurance Crisis June 21, 2024
• AVISTA Wildfire Resiliency Plan may help rural insurance May 28, 2024

Quick Links

• Service Center
• Insurance Products
• Get an Insurance Quote
• Companies We Represent
• Staff Directory

© 2024 American Insurance NW Inc. | Search | Privacy | Disclaimer | Accessibility | Website by BT

Motor yachts

Charter Companies

C15917 - Dufour 520 GL (2019) - Milazzo, Italy

• 1 Instant Sailing Yacht Charter
• 1 Sailing destinations
• 1 Sicily region

Yacht basic info

Additional equipment list.

Inventory list

Available extras

Yacht layout.

Instant Sailing expert Tonka

Similar yachts for charter

Sun Odyssey 519 - 5 + 1 cab. (2020) - 5 cab

Castellammare di stabia italy.

Oceanis 46.1 (2021) - 5 cab

Scarlino italy.

Sun Odyssey 519 (2016) - 5 cab

Capo d'orlando italy.

Sun Odyssey 490 (2019) - 5 cab

D&D Kufner 54 (2020) - 5 cab

Palermo italy.

Oceanis 48 - 5 cab. (2015) - 5 cab

Sun Odyssey 519 (2018) - 5 cab

San vincenzo italy.

Oceanis 46.1 (5 cab) (2020) - 5 cab

Salerno italy.

Oceanis 50 Family (2012) - 5 cab

Rosignano solvay italy.

Jeanneau 53 - 5 + 1 cab. (2011) - 5 cab

Olbia italy.

Sun Odyssey 519 - 5 cab. (2017) - 5 cab

Dufour 520 GL (2018) - 5 cab

Price calculator, obligatory - not included in price:, charter period (saturday-saturday):, price calculation:, payment plan:, we are sorry but this yacht is not available or is under option in selected period, dear clients since our calendar is in real time, if you see all periods in red this means that this boat is not yet in booking for next season. please be kind and send us inquiry for custom offer., select date for real time prices, need more info - or help with planning, what happens when i click on "book now".

Once you click on Book Now button and fill out all information required, we will then confirm your request and automatically put chosen boat under option for 3 days, which means nobody else can book it in that period. In those 3 days, in order to confirm your booking you will have to make your first payment as stated in payment plan.

Which boat licence do I need?

To sail a boat in most countries you’ll need an internationally recognized boat licence, such as RYA, ICC, Radio License or CEVNI. However, this rule may vary from one country to another, therefore before departing on your trip we advice you to contact our team to see what kind of licences are accepted.

What is a security deposit?

Security deposit is refundable and you will receive it after check-out (after the boat has been inspected for any damages). However, if you cause damage you are responsible to the amount of security deposit ( it can't be exceeded ) and if your damage is less, the rest will be returned to you. Deposit price depends on the price of the boat.

What is a transit log?

Transit Log is one payment for following services (in most cases) : final cleaning, bed linen, base marina fees, diver check. Transit Log services may differ depending on charter company - you can always contact our support team which will be able to outline the specifics of Transit Log for your booking.

TIPS and FAQ

What is a security deposit for, what is a transit log, when do i hire a skipper, similar yachts available for charter.

• Seen 69647 times

Sun Odyssey 519 - 5 + 1 cab. (2020)

Castellammare di Stabia, Italy

• Seen 65223 times

Oceanis 46.1 (2021)

Scarlino, Italy

• Seen 74411 times

Sun Odyssey 519 (2016)

Capo d'Orlando, Italy

• Seen 71638 times

Sun Odyssey 490 (2019)

Secure checkout.

• 1. Payment options 1.
• 3. Contact info 3.
• 5. Review your order 5.

Instant Sailing d.o.o.

Ninska 30, Split, Croatia

VAT: HR51723516898

Yacht details

Charter period

02.08.2017 - 09.08.2017

Till: 09.08.2017

Original price:

Our discount:

(-25%) - 386,00 €

Total price:

Amount to pay now:

IMPORTANT: all extras will be paid in base upon arrival

Bavaria Cruiser 41

Split, Croatia

Client name:

Mr. Marko Markić

Phone number:

00385 95 8168 254

[email protected]

Download pdf offer

• 1. Contact info 1.
• 2. Review offer details 2.

Send us an inquiry

Thank you for doing business with instant sailing, working hours:.

Monday - Friday: 08:00-19:00 (CET)

Saturday: 08:00-16:00 (CET)

Instant Sailing Privacy Policy

Contact info: Call : +385 95 802 8681 Email: [email protected]

Instant Sailing d.o.o. VAT: HR51723516898 Address: Ninska 30, Split, Croatia Offical website: www.instantsailing.com

Instant Sailing Privacy policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information or other details to help you with your experience.

When do we collect information?

We collect information from you when you place an order, fill out a form or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To improve our website in order to better serve you.
• To allow us to better service you in responding to your customer service requests.
• To quickly process your transactions.

How do we protect your information?

We do not use vulnerability scanning and/or scanning to PCI standards. An external PCI compliant payment gateway handles all CC transactions. We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use 'cookies'?

Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Help remember and process the items in the shopping cart.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.

If users disable cookies in their browser:

If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.Some of the features that make your site experience more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. Google Adwords Policy

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

• Remarketing with Google AdSense
• Demographics and Interests Reporting

We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:

Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. - See more at: consumercal.org

According to CalOPPA, we agree to the following:

Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website. Our Privacy Policy link includes the word 'Privacy' and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

• On our Privacy Policy Page

Can change your personal information:

• By emailing us
• By calling us
• By logging in to your account
• By chatting with us or by sending us a support ticket

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It's also important to note that we do not allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under the age of 13 years old.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

• Within 7 business days

We will notify the users via in-site notification

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions
• Process orders and to send information and updates pertaining to orders.
• Send you additional information related to your product and/or service

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

If at any time you would like to unsubscribe from receiving future emails, you can email us at

• Follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.

David Hadaller

• Born: 01.01.1999
• Living in: Zagreb, Croatia
• Languages: EN, DE, HR, ES
• Email: [email protected]
• Mobile: +385 98 654 3217
• Jobs: Skipper, hostess

English language:

+44 203 807 3932

+1 866 889 6996

+385 91 5424 630

German language:

+43 7209 02390

Italian language:

+385 21 469 031

French language:

Czech language:, croatian language:, russian language:.

• Moscow Boat Show
• Inspiration

Moscow Boat Show has 7 Photos

Related Locations

• Luxury Yacht Events

Featured Yachts

Gulet PERLA DEL MARE | From EUR€ 55,000/wk

Moscow boat show news.

Sunreef Yachts’ international ...

• Yacht Charter Locations >
• Luxury Yacht Events >

Moscow International Boat & Yacht Show

The international exhibition of yachts and boats - the moscow boat show - usually takes place at the crocus expo iec, moscow, russia.

An important date on the international yachting calendar, the show is a place to showcase new yachts for sale and new luxury yacht ideas and designs.  Moscow International Boat & Yacht Show is a great success and every year the event is promising to be even better. The most up-to-date yachts and products will be exhibited by the top names in yachting such as Benetti , Azimut , Beneteau , Popilov Yachts , Sunreef Yachts , Ferretti among many others.

The exposition space is spread over 45 000 sq m. More than 350 companies from Germany, Greece, Denmark, Spain, Italy, Latvia, Ukraine, the USA, Finland, Holland, Turkey, France, Croatia, Poland and China, and also Russian participants from Moscow, St. Petersburg, Sochi, Vladivostok, Kazan, the Republic of Karelia, Nizhny Novgorod, Novosibirsk, Izhevsk, Novorossiysk, Tolyatti, Sevastopol, Rostov-on-Don, Samara, Saratov, Sverdlovsk, Yaroslavl and the Moscow region will participate in the show. The scale of the project confirms confident positions of its positive development. 

Moscow Boat Show is renowned for its excellent display of yachts where everyone will be able to find all necessary. Rosgosstrakh and Ingosstrakh provide an insurance for yachts and boats and will offer protection against all risks arising at their operation to the happy ship owners worrying about a qualitative insurance.

The Russian Yachting Federation (VFPS), one of the largest exhibitors of the show, will present main regattas of the season.

The amount yachts on display at this year’s Moscow Boat Show will surely exceed the expectations of the many sophisticated experts. 

• Asia Superyacht Rendezvous
• MIPIM Yacht Charter
• China International Boat Show (Shanghai)
• Singapore Yacht Show
• The London Yacht, Jet & Prestige Car Show
• Antibes Celebrates Yachting
• Malaysia Yacht Show
• Indonesia Yacht Show
• CNR Eurasia Boat Show

• Fort Lauderdale Boat Show (FLIBS)
• BVI Charter Yacht Show
• Miami Yacht Rendezvous
• VICL Fall Yacht Show
• VIPCA Charter Yacht Show
• Sydney Hobart Yacht Race
• New Zealand Millennium Cup
• Superyacht Challenge Antigua
• Thanksgiving
• St Barts Music Festival
• Loro Piana Regatta
• RORC Caribbean 600 Antigua
• Abu Dhabi Grand Prix
• The Australian Open
• Chinese New Year
• Monaco Historic Grand Prix
• Commonwealth Games
• Cannes Lions
• Ocean Reef Vintage Weekend
• Tax Free World Exhibition
• Art Basel Miami
• Asia-Pacific Superyacht Association (APSA)
• The East Mediterranean Yacht Show (EMYS)
• Club Vivanova Luxury Lifestyle Gala Dinner
• Thailand Yacht Show
• Croatia Boat Show
• Monaco Yacht Show
• Palm Beach International Boat Show
• Hong Kong Yacht Show
• Monaco Grand Prix
• Americas Cup
• Cannes Film Festival
• The Palma Superyacht Cup
• St Barts Bucket Race
• Antigua Superyacht Cup
• Les Voiles St. Tropez
• Dubai International Boat Show
• Christmas New Years
• Louis Vuitton
• The London Boat Show
• China Rendez-Vous
• Cannes Yachting Festival

Quick Enquiry

Golden horizon | from eur€ 910,000/wk.

JAIPUR | From EUR€ 11,000/wk

Moscow Boat Show Superyacht News

Karpaz Gate Marina Harbour Master ...

New Savings and Benefits for Russian ...

Moscow Boat Show 2014: ‘Yacht Design ...

Russia superyacht news.

Extraordinary adventure-filled yacht ...

The perfect blend of adventure and ...

Chartering a luxury expedition yacht to ...

Damen superyacht La Datcha delivered ...

Charter yacht disclaimer.

This document is not contractual. The yacht charters and their particulars displayed in the results above are displayed in good faith and whilst believed to be correct are not guaranteed. CharterWorld Limited does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information and/or images displayed. All information is subject to change without notice and is without warrantee. A professional CharterWorld yacht charter consultant will discuss each charter during your charter selection process. Starting prices are shown in a range of currencies for a one-week charter, unless otherwise marked. Exact pricing and other details will be confirmed on the particular charter contract. Just follow the "reserve this yacht charter" link for your chosen yacht charter or contact us and someone from the CharterWorld team will be in touch shortly.

• MyNewMarkets.com
• Claims Journal
• Insurance Journal TV
• Academy of Insurance
• Carrier Management

Featured Stories

• Uber Hit by Record $324M Fine for Data Transfers
• Root, Goosehead Partner on Tech Integration

Current Magazine

• Read Online

Yacht Insurer OMAC Is Hull Carrier for Yacht Sunk Off Sicily, Sources Say

Yacht insurance provider OMAC is the carrier on the hull for the Bayesian, a 56-meter-long (184-ft) sailboat, that was hit by a ferocious storm on Monday, sinking off the northern coast of Sicily, two sources with knowledge of the matter said.

The syndicates providing insurance include Travelers Companies Inc., Navium Marine and Convex, while British Marine is the protection and indemnity (P&I) insurance provider, the sources said.

Reuters could not ascertain the value of the yacht or what the value of potential claims could be.

Update: Divers Retrieve 5th Body From Mike Lynch Yacht Sunk Off Sicily

Ships typically have P&I insurance, which covers third-party liability claims including environmental damage and injury. Separate hull and machinery policies cover vessels against physical damage.

Convex declined to comment, while OMAC, Travelers, Navium and British Marine did not immediately respond to Reuters’ requests for comment.

The British-flagged superyacht was carrying 22 people and anchored off the port of Porticello when it was hit by a fierce, pre-dawn storm on Monday. Fifteen people managed to escape the yacht before it capsized.

Four bodies were found on Wednesday aboard the sunken wreck of the yacht belonging to the wife of British tech magnate Mike Lynch, sources close to the rescue operation told Reuters.

Morgan Stanley’s and Hiscox’s Bloomer Among Those Missing After Yacht Sinks

The global yacht insurance market has faced significant challenges in recent years, largely due to natural disasters like Hurricane Maria in 2017 and Hurricane Ian in 2022, which devastated numerous charter bases and hundreds of yachts.

In response, insurers have increased rates and reevaluated their guidelines and risk appetite. Insured losses in the market have mostly stemmed from hurricanes, severe storms, floods, and other weather events in North America, the Caribbean, and Europe, according to a report by broker Marsh .

(Reporting by Noor Zainab Hussain and Manya Saini in Bengaluru; editing by Michelle Price and Sandra Maler)

Photograph: Italian firefighters scuba divers are docked at the harbor of Porticello, southern Italy, Tuesday, Aug. 20, 2024, as rescue teams returned to the site of a storm-sunken superyacht to search for six people, including British tech magnate Mike Lynch, who are believed to be still trapped in the hull 50 meters (164-feet) underwater. (AP Photo/Salvatore Cavalli)

Topics Carriers

Was this article valuable?

Thank you! Please tell us what we can do to improve this article.

Thank you! % of people found this article valuable. Please tell us what you liked about it.

Here are more articles you may enjoy.

Written By Noor Zainab Hussain

Interested in carriers .

Get automatic alerts for this topic.

• Categories: International & Reinsurance News Topics: British Marine , Convex Group Ltd. , marine insurance , marine liability insurance , Navium Marine , OMAC , protection and indemnity (P&I) , superyacht insurance , The Travelers Cos. , yacht insurance
• Have a hot lead? Email us at [email protected]

Insurance Jobs

• Health and Benefits Analyst - New York, NY
• Healthcare Financial/Actuarial Senior Associate - Tampa, FL
• Sales Lead, Risk Software - New York, NY
• Auto Physical Damage Claim Representative – National HUB - Buffalo, NY
• Entry Level Insurance Sales (2134) - Spartanburg, SC

• Condos: A Difficult Market to Navigate
• Inflation, the Economy and Workers’ Comp: A Positive Outlook
• Umbrella Liability: The Triple Upsell Possibility for Personal Lines Clients
• Where the AI Risks Are: Swiss Re's Top 10 Ranking by Industry
• How to Succeed in the Entertainment Insurance Business: Get creative producing with a small cast of underwriters and limited capacity.

• YA Group Announces Majority Investment from THL Partners
• Nordea Bank Reaches $35M Settlement with New York Tied to Panama Papers
• Chinese Hackers Breach U.S. Internet Firms via Startup, Lumen Says
• Delaware Top Court Will Hear Drugmakers' Appeal to End Zantac Lawsuits
• Judge Denies Sanction Bid by Truth Social Co-Founders Over Share Value

• August 22 HO-14: More Than a Mature HO-4